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Purchasing a home?
The home of your dreams is waiting for you. By offering personalized service, we quickly help secure the right home loan for our clients. We make the loan process simple, straightforward, and fast. Our team of knowledgeable originators are on staff and ready to work for you, view our "Products" section and give us a call today.

Looking to refinance?
If you're considering refinancing your current mortgage, we can help you understand your options. We listen to your specific needs then present personalized mortgage options for you in real time. Your needs can change, and so can your mortgage loan. Let us help.

Need Cash? HELOC | HELOAN

If your first mortgage has a low interest rate, instead of refinancing, you can use your home equity for home improvements, college education, debt consolidation, invest in another property and more.

Documents Needed When Applying:

W2's - Paystubs - Bank Statements - Tax Returns - Retirement or Investment Funds (401K) - Gift Letter (If using gift funds) - Photo ID

Self Employed?

For self employed freelancers and independent contractors, most lenders require at least two years of steady self-employment in the same industry. You can show this with contracts or letters from current clients, or if you own a business, you can provide your business license or proof of insurance. The lender may ask for at least two years' worth of federal tax returns, both personal and business, plus a cash-flow analysis form and a year-to-date profit and loss (P&L) signed by a certified public accountant. Also 1099 and 12 months of Bank Statements programs are available.

EQUAL HOUSING OPPORTUNITY

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